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PayPal Pay in 4

Shop now and pay in 4 easy instalments.

With PayPal Pay in 4 you can divide qualifying purchases of $30 – $2,000 into 4 interest-free payments - that means you can shop today and pay later!

How it works

1 Checkout with PayPal.

2 Choose ‘PayPal Pay in 4*’ and complete your purchase.

3 Make the first payment at the time of your purchase and pay the rest off in 3 instalments - one every two weeks.

*Terms and condition apply, see the PayPal website for further information here.


Still got questions? We can help!


What is PayPal Pay in 4?

PayPal Pay in 4 is a ‘shop now, pay later’ feature that allows you to divide the cost of purchases over 4 instalments. PayPal Pay in 4 is available for purchase between $30 - $2,000 - eligibility criteria, terms and conditions apply*.


*Who can sign up to PayPal Pay in 4??

You must be an Australian resident with a PayPal personal account to use PayPal Pay in 4. When you use PayPal Pay in 4 as a check out method, it will take you through an application process and deliver a decision instantly. You will not be approved if you do not meet the suitability criteria.


What fees are associated with PayPal Pay in 4??

There are no sign up fees or late fees associated with using PayPal Pay in 4.


How do I pay with PayPal Pay in 4?

To use PayPal Pay in 4, simply choose to pay with PayPal when you shop online. If your transaction is an eligible purchase, you’ll see Pay in 4 as an available payment method. To check out, simply select it and follow the application steps.


How do I make repayments?

After making your first payment, subsequent instalments will be automatically debited from the payment method you provided at the time of purchase.